About Financing

CareCredit healthcare credit card for better vision

CareCredit Apply Now

We offer limited financing for certain procedures through Care Credit.

There is an easier way to pay for your vision care including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program.

CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.

Whether you’re considering LASIK, need cataract surgery, or it’s simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.

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Your healthcare credit card

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?

*Subject to credit approval. Minimum monthly payments required. Visit for details.

About Insurance

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We look forward to the opportunity to participate in your medical care.

You will of course be required to provide any health insurance information/cards upon your arrival. And a valid picture ID is also important on your first visit.

We participate in the Medicare program; and also participate in a variety of other widely accepted insurance programs. Please be sure to verify with us when you schedule your first appointment that we are positioned to accept any third party insurance coverage you plan to use for your visit.

Prior to your visit you are responsible for obtaining any required authorization from your insurance carrier. You will also be expected to make any office visit co-payments at the time of your visit; and you may be asked to make any other co-payments for the services provided during your visit. Please be prepared with a valid form of payment, e.g. cash, personal check, debit/credit card. These responsibilities apply not only to your first visit, but also to any subsequent visit with one of our doctors. If you need assistance filing a medical claim our staff can help you.

Frequently Asked Questions

There are certain criteria that must be satisfied for most insurance carriers (including Medicare) to pay for part or all of your eyelid surgery. For any health care plan to cover surgery, a patient’s eyelids must restrict the superior field of vision resulting in some limitation of daily activities such as reading, writing, driving, sewing, etc. Photographs must be submitted and demonstrate significant narrowing of eye opening with a diminished distance from the upper eyelid to the light reflex (near the center of the pupil). Visual fields may also be required to further document constriction of the superior field. Visual fields are performed with the eyelids at rest and with the eyelids elevated to demonstrate the improvement expected with surgery. The predetermination process for commercial insurance may take a few weeks to a few months to complete.

With Medicare, the decision to cover surgery is not made until after surgery when the claim (with the photograph and/or visual field) is submitted from the surgeon’s office. Medicare does not have a pre-approval process. Dr. Klapper will discuss with you whether your photographs and/or visual fields meet the criteria outlined by the local carrier for Medicare. Dr. Klapper can not, however, guarantee whether your surgery will be a covered service. A referral from your primary care physician or eye doctor does not insure that Medicare will cover your eyelid surgery. All Medicare patients considering functional blepharoplasty and/or ptosis surgery will be asked to sign Medicare’s Advance Beneficiary Notice (ABN) indicating that you understand your financial responsibility if Medicare does not cover your surgery.

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